IRA Trust

Traditional methods of dealing with retirement accounts, namely naming children as direct beneficiaries of these accounts, can often result in unintended and costly consequences.

However, with the proper guidance from our office, we can prepare an IRA Trust, which can significantly help your loved ones protect retirement assets by:

  • Avoiding potentially massive and immediate tax liabilities of prematurely “cashing in”
  • Maximizing the potential for decades of tax-deferred growth
  • Minimizing the potential for future estate taxes upon your child’s death
  • Protecting against creditors and predators
  • Avoiding lengthy court proceedings, in the case of a minor or incapacitated child

It is possible to avoid these potential pitfalls and preserve your legacy through an IRA Trust. When properly structured, this can maximize the potential “stretch” of the IRA and provide asset protection from creditors, predators and future tax liabilities. In addition, by appointing someone other than the beneficiary as trustee, you can help ensure that a spendthrift child is guided appropriately.


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"You will not be disappointed" John M.R. - Harrison, NY
"You will not be disappointed"
John M.R. - Harrison, NY